/* Wissensbereich caspar FINANCE — geteiltes Stilblatt.
   Gleiche Welt wie die Startseite, auf Lesbarkeit langer Texte gebaut. */
@font-face{font-family:"Archivo";font-style:normal;font-weight:700;font-display:swap;src:url("/schriften/archivo-700.woff2") format("woff2")}
@font-face{font-family:"Archivo";font-style:normal;font-weight:600;font-display:swap;src:url("/schriften/archivo-600.woff2") format("woff2")}
@font-face{font-family:"IBM Plex Sans";font-style:normal;font-weight:400;font-display:swap;src:url("/schriften/ibm-plex-sans-400.woff2") format("woff2")}
@font-face{font-family:"IBM Plex Sans";font-style:normal;font-weight:500;font-display:swap;src:url("/schriften/ibm-plex-sans-500.woff2") format("woff2")}
@font-face{font-family:"IBM Plex Mono";font-style:normal;font-weight:400;font-display:swap;src:url("/schriften/ibm-plex-mono-400.woff2") format("woff2")}
*{box-sizing:border-box;margin:0;padding:0}
:root{--tinte:#0A0E17;--tafel:#111827;--linie:#263450;--papier:#F5F1E8;--papier-70:#C9C4B8;--papier-45:#8B897F;--gold:#E8A33D;--gold-text:#F6BE63;--stahl:#8FB4D6;--gruen:#7ED09C;--warn:#F08A7E}
body{background:var(--tinte);color:var(--papier);font-family:"IBM Plex Sans",-apple-system,sans-serif;font-size:17.5px;line-height:1.75;-webkit-font-smoothing:antialiased}
a{color:var(--gold-text);text-decoration:none}
a:hover{text-decoration:underline;text-underline-offset:3px}
.mono{font-family:"IBM Plex Mono",monospace}
header{position:sticky;top:0;z-index:50;background:rgba(10,14,23,.9);backdrop-filter:blur(10px);border-bottom:1px solid var(--linie)}
.kopf{max-width:820px;margin:0 auto;padding:0 24px;display:flex;align-items:center;justify-content:space-between;height:64px}
.logo{display:inline-flex;align-items:center;gap:10px;color:var(--papier);font-family:"Archivo",sans-serif;font-weight:700;font-size:1.05rem}
.logo b{color:var(--gold-text)}
.kopf .cta{background:var(--gold);color:#161006;font-weight:600;font-size:.88rem;padding:9px 16px;border-radius:7px}
.kopf .cta:hover{text-decoration:none;background:#F4B759}
main{max-width:820px;margin:0 auto;padding:56px 24px 80px}
.brotkrumen{font-family:"IBM Plex Mono",monospace;font-size:.78rem;letter-spacing:.08em;text-transform:uppercase;color:var(--papier-45);margin-bottom:22px}
.brotkrumen a{color:var(--papier-45)}
h1{font-family:"Archivo",sans-serif;font-weight:700;font-size:clamp(1.9rem,4.5vw,2.8rem);line-height:1.12;letter-spacing:-.018em;margin-bottom:16px;text-wrap:balance}
.stand{font-size:.85rem;color:var(--papier-45);margin-bottom:34px}
.einstieg{font-size:1.14rem;color:var(--papier-70);margin-bottom:8px}
.einstieg strong{color:var(--papier);font-weight:500}
h2{font-family:"Archivo",sans-serif;font-weight:600;font-size:1.45rem;letter-spacing:-.01em;margin:46px 0 14px;line-height:1.25}
h3{font-family:"Archivo",sans-serif;font-weight:600;font-size:1.08rem;margin:30px 0 10px}
p{margin-bottom:16px;color:var(--papier-70)}
p strong,li strong{color:var(--papier);font-weight:600}
ul,ol{margin:0 0 16px 22px;color:var(--papier-70)}
li{margin-bottom:8px}
table{width:100%;border-collapse:collapse;margin:18px 0 24px;font-size:.93rem}
th{font-family:"Archivo",sans-serif;font-weight:600;text-align:left;padding:10px 12px;border-bottom:2px solid var(--linie);color:var(--papier)}
td{padding:10px 12px;border-bottom:1px solid var(--linie);color:var(--papier-70);vertical-align:top}
td:first-child{color:var(--papier)}
.tabelle-scroll{overflow-x:auto}
.merke{background:var(--tafel);border-left:3px solid var(--gold);border-radius:0 12px 12px 0;padding:18px 22px;margin:26px 0}
.merke p{margin:0;color:var(--papier-70)}
.merke p b{color:var(--gold-text)}
.hinweis{background:var(--tafel);border:1px solid var(--stahl);border-radius:12px;padding:18px 22px;margin:26px 0;font-size:.95rem}
.hinweis p{margin:0;color:var(--papier-70)}
.cta-block{background:var(--tafel);border:1px solid var(--linie);border-radius:16px;padding:30px;margin:52px 0 10px;text-align:center}
.cta-block h2{margin:0 0 10px;font-size:1.3rem}
.cta-block p{max-width:52ch;margin:0 auto 22px}
.cta-block .knopf{display:inline-block;background:var(--gold);color:#161006;font-weight:600;padding:13px 26px;border-radius:8px}
.cta-block .knopf:hover{text-decoration:none;background:#F4B759}
.faq details{border-bottom:1px solid var(--linie);padding:16px 0}
.faq summary{cursor:pointer;font-weight:600;color:var(--papier);font-family:"Archivo",sans-serif;font-size:1.02rem}
.faq details p{margin:12px 0 0}
.weiter{margin-top:44px;padding-top:28px;border-top:1px solid var(--linie)}
.weiter h2{margin-top:0;font-size:1.1rem}
.weiter ul{list-style:none;margin-left:0}
.weiter li{padding:6px 0}
footer{border-top:1px solid var(--linie);padding:36px 24px 56px;font-size:.85rem;color:var(--papier-45)}
footer .fhülle{max-width:820px;margin:0 auto;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
footer a{color:var(--papier-70)}
.kartenraster{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px;margin-top:34px}
.kartenraster a{display:block;background:var(--tafel);border:1px solid var(--linie);border-radius:14px;padding:22px;color:var(--papier);transition:border-color .2s ease,transform .2s ease}
.kartenraster a:hover{border-color:var(--gold);transform:translateY(-2px);text-decoration:none}
.kartenraster h3{margin:0 0 8px;font-size:1.02rem}
.kartenraster p{margin:0;font-size:.9rem;color:var(--papier-70)}
